Money when your business needs it.
Interest when you don't.
Commercial banks demand land titles and months of paperwork just to finance a shipment. TrueMonie gives Nigerian retail, distribution, and trade businesses fast working capital in 24 hours — and pays up to 14% on the surplus cash sitting in your business account.
Omotola Textiles & Apparel
Terminus Market, Jos
Working Capital in 24 Hours
Unsecured loans from ₦500,000 to ₦10,000,000 for inventory, equipment, and bulk purchases. Flexible weekly or monthly terms that match how your customers pay you.
Up to 14% on Idle Cash
Current accounts shouldn't cost you fees every month. Put tax, payroll, and rent reserves into high-yield target vaults with daily interest calculations and instant liquidity.
Digital Ajo & Market Circles
Run transparent rotational savings and community credit with your trade association or merchant cluster without disputes, paper record books, or missed collection rounds.